Credit Risk Analyst Jobs Vacancy in Square San Francisco
Square San Francisco urgently required following position for Credit Risk Analyst. Please read this job advertisement carefully before apply. There are some qualifications, experience and skills requirement that the employers require. Does your career history fit these requirements? Ensure you understand the role you are applying for and that it is suited to your skills and qualifications.
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Credit Risk Analyst Jobs Vacancy in Square San Francisco Jobs Details:
We are looking for a highly motivated finance professional to join Square’s world-class Risk organization to help understand and manage credit risk for sellers processing on Square. The ideal candidate will have a thorough understanding of commercial credit and financial statement analysis, as well as a passion for applying those skills in new and innovative ways to help Square grow our business while controlling credit loss.
In this role, you will be responsible for analyzing new and existing sellers, assessing credit risk associated with processing activity, and taking appropriate action in line with our operational and risk policies. You will have a seller-first mentality and will drive creative and novel approaches in risk management to make sure that we live up to our purpose of Economic Empowerment. You will also act as the primary point of contact for our Sales team, partnering on our largest strategic opportunities to ensure that clients have a seamless onboarding experience while effectively identifying and mitigating credit risk.
Lastly, we expect you to be dynamic and adaptable, have a positive attitude, and assist in the training and development of new team members. If all of this sounds exciting to you, you may be a good fit and we look forward to hearing from you!
Perform review of high-risk sellers and/or transactions
Analyze processing history, business model, financial/bank statements and other information to make informed credit decisions on a daily basis
Lead due diligence calls with prospective and existing sellers to ensure that the risks posed by their business are fully understood
Prepare credit memorandums for large and high-risk sellers to effectively communicate key risks and recommendations to senior management
Act as Credit Risk liaison to other internal departments, including Sales and Support. Trusted to clearly voice specific credit policies and decisions internally and externally.
Proactively identify areas for improvement, and collaborate cross-functionally to effectively drive key initiatives and projects to completion
Contribute to upmarket strategy at Square Qualifications
3+ years experience in commercial banking, consulting, FinTech, or financial services
Strong understanding of commercial credit and financial statement analysis
Working knowledge or previous experience in payment processing a plus
Strong data analysis skills; SQL a plus
Excellent verbal and written communication skills
Demonstrated ability to execute on key projects
Strong intellectual curiosity and desire to create, improve, and question
Adaptable and comfortable with often-changing, fast-paced environment
Team-oriented, with strong sense of accountability
Undergraduate degree in Finance, Mathematics, or Accounting preferred
At Square, we value diversity and always treat all employees and job applicants based on merit, qualifications, competence, and talent. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status. We will consider for employment qualified applicants with criminal histories in a manner consistent with the requirements of the San Francisco Fair Chance Ordinance.