Mortgage Loan Officer Fountain Valley Jobs Vacancy in Navy Federal Credit Union Fountain Valley
Navy Federal Credit Union Fountain Valley urgently required following position for Mortgage Loan Officer Fountain Valley. Please read this job advertisement carefully before apply. There are some qualifications, experience and skills requirement that the employers require. Does your career history fit these requirements? Ensure you understand the role you are applying for and that it is suited to your skills and qualifications.
Follow the online directions, complete all the necessary fields, and provide all relevant information so your application is submitted correctly. When you click the 'Apply this Job' button (open in new window) you will be taken to the online application form. Here you will be asked to provide personal and contact details, respond to employment-related questions, and show how you meet the key selection criteria.
Mortgage Loan Officer Fountain Valley Jobs Vacancy in Navy Federal Credit Union Fountain Valley Jobs Details:
Employee Perks Why You Will Love Being Part of the Navy Federal Team: *Competitive compensation with opportunities for annual raises, promotions, and bonus potential*Best-in-Class Benefits! (7% 401k match / Pension plan / Tuition reimbursement / Great insurance options)*On-site amenities include fitness center, wellness center, cafeteria, etc. at Pensacola, FL; Vienna, VA and Winchester, VA campuses*Consistently Awarded Top Workplace*Nationally recognized training department by TRAINING Magazine IND123*An employee-focused, diverse, and service-oriented workplace environment Basic Purpose To interview and counsel members about first mortgage loans and to take mortgage loan applications. To establish and maintain personal relationship with members, and to guide and follow their mortgage loans from initial application through the loan closing process.
To build and maintain referral relationships with realtors, builders, and other centers of influence.Responsibilities: 1. Interviews and counsels members, face to face and over the telephone to help members with their mortgage loans. • Takes first mortgage loan applications via face-to-face interview, mail, and over the telephone entering application data into on-line system • Determines applicants’ qualifications; providing detailed information about Navy Federal’s mortgage and equity loan products; clarifying complexities of the mortgage/equity loan process; and evaluating, personalizing, and recommending financing alternatives • Reviews the application for completeness and integrity of loan data. Reviews the automated recommendation to approve the loan or refer it for further analysis • For approved loans, determines applicable loan conditions and documentation requirements and advises the member of loan conditions and documentation requirements • For referred loans, analyzes areas of concern and determines proper course of action (e.g., obtain explanations for derogatory credit).
Prepares loan disclosures required by Federal/state laws (e.g., Good Faith Estimate, Truth-In-Lending) • Requests and obtains documentation needed and forwards to Mortgage Processor. Maintains good working relationship with assigned Mortgage Processor regarding progress and required processing information (e.g., verifications of employment, assets, income, and liabilities; appraisal reports, Navy Federal and investor requirements, etc.) • Follows up on unanswered requests for documentation • Maintains contact with the member, Realtor and/or seller during the entire loan progress; responds to inquiries and resolves problems regarding processing of the loan • Ensures that the processing and mortgage loans are in compliance with Federal laws, and Navy Federal, NCUA and secondary market practices, guidelines, and regulations • Engages in outside marketing and promotional activities to support individual mortgage sales by making office visits, presentations, attending open houses, frequenting trade shows and local realtor/trade events 2. Responds to inquiries about mortgage applications, processing status, problems, and concerns. Resolves issues or arranges for resolution.
- Remains on-call and available to members and/or their real estate agents during scheduled evening hours after assigned work days and during scheduled hours on assigned days off (e.g., weekends) • Meets on-call requirements for accessibility including travel limits and behavior parameters • Develops, creates, conducts, and/or participates in events to build ongoing business for Navy Federal such as Homebuyer Seminars, trade shows, tent sales, branch office promotions, etc. 3. Serves as backup Counselor for the Call Center Account Specialists who take mortgage applications, as well as backup for Mortgage Processors and Mortgage Closers. 4.
Equal Employment Opportunity Navy Federal values, celebrates, and enacts diversity in the workplace. Navy Federal takes affirmative action to employ and advance in employment qualified individuals with disabilities, disabled veterans, Armed Forces service medal veterans, recently separated veterans, and other protected veterans. EOE/AA/M/F/Veteran/Disability